Health Insurance in Las Vegas, Nevada

Products And Services

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  Health Insurance

  Health Insurance is a type of insurance that helps cover the high cost of medical and surgical expenses. It helps pay for health care and protects you from paying the full costs of medical services when you’re injured or sick.

  Link: Health Insurance

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  Health Insurance with NO Subsidy

  Why No Subsidy? If you do not want a subsidy, or make too much money to qualify for a subsidy, you can shop for health insurance Off Exchange (in the private market). In Nevada we have HMO, EPO and PPO health insurance plan options available to enroll into. When you buy a health insurance plan in the private market, you don’t need to disclose your income or worry about updating your account throughout the year. You set it and forget it. In addition, the prices “OFF Exchange” are often less expensive than “ON Exchange”. These plans are Qualified Health Plans that contain the 10 Essential Health Benefits that cover pre-existing conditions, no matter what the condition is.

  Link: Health Insurance with NO Subsidy

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  Health Insurance WITH a Subsidy

  Qualifying for a Government SUBSIDY (Financial Assistance). If you qualify for a Health Insurance Subsidy (financial assistance), it’s kind of like getting a gift card from the Government to help you pay your health insurance premium. This “subsidy” is sent directly to the insurance company, which pays a portion of your premium, and you will be responsible to pay the remaining balance. The only way to get a subsidy is to get a health insurance plan through Nevada Health Link (we will walk you through this). Be careful not to get TOO MUCH subsidy. At the end of the year, the IRS will adjust what you’ve received, and what you should have received, and if you ended up getting too much subsidy, you’ll have to pay it back. If you didn’t get enough subsidy, you’ll get it back on your tax return. If your income goes up or down, or you had changes to your family, you need to notify us immediately so we can make the necessary changes. We can help you with this. Open Enrollment begins November 1st and runs through January 15th.

  Link: Health Insurance WITH a Subsidy

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  Medicare Health Insurance

  Medicare is a federal health insurance program that pays for a variety of health care expenses. It’s administered by the Centers for Medicare & Medicaid Services (CMS), a division of the U.S. Department of Health & Human Services (HHS). Medicare is health insurance for Americans 65 or older (or under 65 years old with specific disabilities) or anyone at any age with End Stage Renal Disease (ESRD) or Lou Gehrig’s Disease.

  Link: Medicare Health Insurance

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  Medicare Advantage

  Medicare Advantage, “Part C” plans are offered by private insurance companies. Some plans have a zero $0 premium, some of them have a small premium. If you enroll into a Medicare Advantage Plan (during an enrollment period) you still have Medicare, it’s just that your medical claims will be paid by the private insurance company instead of Medicare.

  Link: Medicare Advantage

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  Medicare Supplement

  Medicare Supplement (Medigap) is Private Health Insurance. 1). You can choose your own doctors and hospitals (that accept Medicare) without worrying about “Networks” or “Referrals” anywhere in the country. 2). With a Medicare Supplement Plan F, you won’t have co-pays or deductibles. You only have your premium to worry about each month, keeping your medical expenses predictable. No surprises with medical expenses. 3). You can purchase a Medicare Supplement plan (Medigap) ANY time of the year (see below for details). 4). Insurance companies can charge different rates for the exact same plan. 5). Medigap plans generally require a separately purchased drug plan.

  Link: Medicare Supplement

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  Dental & Vision Insurance

  Dental Insurance is designed to pay a portion of the costs associated with dental care and works in much the same way that medical insurance works. For a specific monthly premium, you are entitled to certain dental benefits. These benefits usually include regular checkups, cleanings, x-rays and certain services required to promote general dental health. Some plans will provide more coverage than others and some will require a greater financial contribution on your part when services are provided. Vision Insurance is typically a supplemental insurance to other types of medical insurance policies. Vision insurance will help offset the costs of routine checkups as well as help pay for prescription glasses or contact lenses. Some plans also offer discounts on corrective surgery such as LASIK.

  Link: Dental & Vision Insurance

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  Short Term Health Insurance

  Short Term Health Insurance is usually purchased for short periods when waiting for a regular major medical insurance policy to begin. Sometimes Individuals and Families will use short term policies instead of getting a regular major medical policy. Short Term Insurance many times is used in between semesters for College students, in between jobs after you’ve quit a job and waiting for your benefits to begin at your new job. Athletes will use short term policies to cover sport seasons.

  Link: Short Term Health Insurance

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  Group Health Insurance for Businesses

  Group Health Insurance coverage is a health insurance policy that is purchased by an employer and is offered to employees (and typically to the employees’ family members) as a benefit of working for that company. It is usually part of a comprehensive benefits packages that employers provide for employees.

  Link: Group Health Insurance for Businesses

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  Travel Insurance

  What is Worldwide Medical Insurance? Travel medical insurance (health insurance while traveling) is for travelers who are leaving the United States and want to have health insurance coverage on their trip. It is sometimes called Worldwide Medical Insurance, International Medical Insurance, International Travel Insurance or Worldwide Health Insurance.

  Link: Travel Insurance

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  Health Insurance Subsidy Chart – Federal Poverty Levels - ACA (Obamacare) Income Limits.

  Health Insurance Subsidy Chart – Federal Poverty Levels. ACA (Obamacare) Income Limits. Use the Subsidy Chart to see if you qualify. Health Insurance Subsidy Chart by household size and income. The chart lists the income numbers the IRS will use for “subsidy” eligibility.

  Link: Health Insurance Subsidy Chart – Federal Poverty Levels - ACA (Obamacare) Income Limits.

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  Health Insurance Open Enrollment

  Health Insurance Open Enrollment. ♦ Health Insurance WITH a Government subsidy – ON Exchange. ♦ Health Insurance WITHOUT a Government subsidy – OFF exchange. Don’t Miss Open Enrollment. November 1st through January 15th “Open Enrollment” is the time period to sign up for your Obamacare health insurance coverage. Understanding the enrollment process, and taking note of the limited enrollment period, is more important than ever for ensuring that you and your family have health insurance coverage next year.

  Link: Health Insurance Open Enrollment

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  Nevada Health Link

  Nevada is a State Based Exchange, which means we run our own “Marketplace”. A Marketplace is a website that has insurance plans that can be purchased and the Government helps pay your premiums based on your income and family size. Nevada Health Link still serves as an online marketplace where individuals and families can research insurance plans side-by-side and then purchase health insurance with government subsidies.

  Link: Nevada Health Link

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  Anthem Blue and Cross Blue Shield

  Anthem Blue Cross and Blue Shield is a part of two of the biggest families in health insurance: WellPoint and the Blue Cross Blue Shield Association.  Together with WellPoint, Anthem health insurance provides coverage for over 34 million Americans nationwide. Anthem Blue Cross and Blue Shield provides a variety of health insurance plans along with life, dental, disability insurance, and prescription drug coverage.

  Link: Anthem Blue and Cross Blue Shield

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  Health Plan of Nevada

  Health Plan of Nevada (HPN) is a UnitedHealthcare Company.  Health Plan of Nevada is Nevada's oldest and most experienced health maintenance organization (HMO) providing Nevadan's with quality health care since 1982. HPN offers a variety of health insurance plans from traditional HMO plans to POS medial plan options.  Offering dental, vision and prescription coverage options, Health Plan of Nevada helps consumers customize their health insurance policy to fit their individual needs.

  Link: Health Plan of Nevada

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  Ambetter from Silver Summit

  Ambetter from SilverSummit Healthplan is a Qualified Health Plan in the Nevada Health Insurance Marketplace. Ambetter from SilverSummit Healthplan is Centene Corporation‘s Health Insurance Marketplace product. Ambetter exists to improve the health of its beneficiaries through focused, compassionate and coordinated care. Our approach is based on the core belief that quality healthcare is best delivered locally.

  Link: Ambetter from Silver Summit

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  Hometown Health

  Established in 1988, Hometown Health is the insurance division of Renown Health and is northern Nevada’s largest and only locally-owned, not-for-profit insurance company providing wide-ranging medical coverage and great customer service to members.

  Link: Hometown Health

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  Sierra Health and Life

  Sierra Health and Life is a UnitedHealthcare Company, providing affordable and quality health care coverage to individuals and employers. Sierra Health and Life plans offer policyholders extensive provider networks, comprehensive benefits for physicians visits, hospitalizations, prescriptions and preventive care.

  Link: Sierra Health and Life

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  Aetna

  Aetna is one of the leading providers of health care, dental, pharmacy, group life, employee benefits and disability insurance in the country.  Dedicated to helping people achieve health and financial security, Aetna puts information and helpful resources to work for its members.

  Link: Aetna

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  Cigna

  Link: Cigna

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  Alignment Healthcare

  Link: Alignment Healthcare

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  Humana

  Link: Humana

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  UnitedHealthOne

  Link: UnitedHealthOne

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  Select Health

  Link: Select Health

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  Senior Care Plus

  Link: Senior Care Plus

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  UnitedHealthCare

  Link: UnitedHealthCare

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  Wellcare

  Link: Wellcare

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  Delta Dental

  Link: Delta Dental

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  VSP Vision

  Link: VSP Vision

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  Get a FREE insurance quote

  Our friendly, knowledgeable and licensed insurance agents make it EASY to enroll and are available all year long – year after year. We have been helping people find the right insurance coverage and get the most for their money for years.

  Link: Get a FREE insurance quote

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  Why Use an Insurance Agent?

  Insurance is Confusing. Our Health Insurance agents study plans and benefits and help you choose the one that’s best for you. They will be your guide.

  Link: Why Use an Insurance Agent?

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  Frequently Asked Questions

  Have a question? Search our online list of insurance Frequently Asked Questions. If you can't find the answer to your question, simply submit your question to us.

  Link: Frequently Asked Questions

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  Insurance Definitions

  Want to know the meaning of a word? Searching for Insurance can be confusing…hopefully these definitions will help. You can view and search for definitions online.

  Link: Insurance Definitions

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  Recent Posts - Insurance Blog

  Recent Posts, Insurance Blog for Nevada Insurance Enrollment

  Link: Recent Posts - Insurance Blog

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  Customer Reviews - Testimonials

  Our goal is to find you the best insurance plan that fits your needs and your budget. We also strive to be friendly, courteous and respectful. Read some reviews below from this website and others that are scattered around the internet. If we helped you find a plan, and you liked the service provided, please leave a review.

  Link: Customer Reviews - Testimonials

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  Insurance Companies We Represent in Nevada

  We are an insurance “Broker”. We are an authorized agent for these insurance companies. Nevada Insurance Enrollment offers plans from the most well-known, well respected, and highest rated insurance companies in the country. Our agents can shop high quality insurance from numerous insurance companies, to find you the best insurance, at the best rate.

  Link: Insurance Companies We Represent in Nevada

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  About Us

  Best Plans / Lowest Price for Health Insurance. We are health insurance experts, let us guide you. We are a local Las Vegas, family owned insurance agency and work hard to fit you into the smartest, most affordable insurance that meets your needs. We care about you, we work for you, we're experienced and we're local. Talk with a friendly, knowledgeable, licensed health insurance agent. No agent fee…ever! We Don’t Just Sell Auto Insurance, We Actually Care.

  Link: About Us

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  Contact Us

  Nevada Insurance Enrollment 4260 W. Craig Road #150-A North Las Vegas, NV 89032 (702) 898-0554 info@NevadaInsuranceEnrollment.com

  Link: Contact Us